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Our First Month in Business
| Posted on 6 January, 2016 at 19:45 |
Our first month in business has been everything that we had hoped for. Mark is the happiest I have ever seen him, he truly has found his niche in the workforce. They say that something good always comes out of a bad situation. When Mark was laid off from his job last January, we were not sure what that good thing was going to be, now we know. Thank you to our family, friends and customers for all of your support, it means the world to us.
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4:42 on 6 December, 2017
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If your shop has high risk stock you can reduce the cost of your premiums by having adequate security in place. This includes an insurance company approved burglar and fire alarm, window grills, shutters and bars, CCTV and sprinklers. Many shop insurers will only offer stock cover if the minimum levels of security are in place for all shops, regardless of the stock contents held. A lot of insurers may offer further large discounts to the premium if the shop owner lives on or above the premises and is there at night.
Shops by their very nature deal with members of the public and a good insurance policy will usually contain liability cover as standard. This should include Public Liability of up to ?2,000,000 for any one claim by a member of the public who may suffer loss or injury visiting the shop.
If you employ staff all policies will offer Employers Liability cover of up to ?10,000,000 one event and because shops sell goods and services, Products Liability cover of ?2,000,000 for any one period of insurance.
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